Click here to hear the whole pitch    on cpu

Notes on the Pitch

Hello ???, I would like to talk to you about credit and how our service works. Basically everything on your credit report has to be 100% accurate and verifiable. The Key word in that sentence is 100%. So I am going to ask you to look at that credit report very closely. If there is an account number but it is missing some digits, Well that is not 100% accurate. If they say you opened an account in April of 2014 but you think you opened it in May of 2014, that's not 100% accurate. If they are collecting on a cell phone bill but you do not think they will be able to produce an actual contract with your signature on it, that may not be verifiable. So you are going to dispute everything on your credit report that is not 100% accurate and 100% verifiable. That is the key to credit repair that is what we are going to do. We are going to go forward and try to dispute everything. Now you might even look at something and say ahh man that is accurate. And then we're going to find out later on that it wasn't. I just had a guy a couple of months ago, we were disputing a collections account for $7000 on his credit report that was for a lease, and he like ya I lived there. And then we went ahead and got a copy of the papers back from the collector and low and behold, he said that aint my signature. My ex girlfriend did that. That is not my signature. And it is fraud. It wasn't his. He is not responsible. He wasn't the one who signed it. Somebody else did. So sometimes there are situations in which people think that it is theirs but they don't even know. We were going forward to investigate a late payment. "Ya I think I was late some time around then", I am not sure when". Well let me investigate it. And then we found out that 2 of the bureaus had you late in January, the third bureau had you paying on time in January and they had you late in February. But the other 2 bureaus had you on time in February. And so we ask them to go look at the records so they can come back and say "nope it's accurate", Now I've got them. Because it can't possibly be on time at 1 bureau and late at the other and flip flop the next month. So now I got them on a procedural error. I couldn't have been late and on time at the same time. And we will try to force them to remove the late payment for that reason. So sometimes what we are doing is actually a technicality. You've heard of loopholes in the tax code right? You've heard of criminals getting off on legal loopholes? This is the same kind of thing. We are trying to use the law to your benefit. And does it work? Sometime. Not all the time. Don't expect to enter credit repair and after 6 month later have everything 100% corrected. It doesn't happen. Well I shouldn't say that, it does from time to time, but it is not the norm. Generally speaking if you come into our service, generally speaking we are going to have a 70% correction rate. So at the end of 6 months. If you had 20 things on your credit report, instead of 20, you will probably have 6. Give or take a little. The idea here is that we try to correct as many items as we can off your credit report, while we also help you build up some good credit. And that's actually important so that brings me to another point. Part of what we are going to do as my job, I go out and get the bad stuff off your credit report. That is my job. But for many people we are also asking you to go out and get some positive things on your credit report. If you do not have at least 3 good card we are going to recommend that you go get some. Because here is the thing. You cannot actually have a good credit score if you don't actually have some good credit on the report. So in addition to us going out to minimize the bad credit, we need to make sure that you have the appropriate amount of good credit. And we are going to give you some tips and trick on how utilization works, what to charge on cards to get a better score ect. but we also need you to go out and get some good credit. Now as much as that makes sense. ??? this is the point in the conversation that some people say to me Jason that sounds great, I have this problem though. When I apply they turn me down. And that's ok, your just not looking in the right places. We're going to point you in the direction to the places that are not going to turn you down. That are going to give you the opportunity and start you off with some credit so you can reestablish and prove yourself credit worthy again. Make sense? Great! So tell me ???, what's wrong with your credit? What is going on with you? after listening........... I got to go get your credit report. Let's go take a look at it. I want to see the actual report. We will go through it step by step. I will tell you if I think I can help you. So let's go and get started with that credit report. The first thing I am going to ask you for is a credit card. We are going to go to a 3rd party site. They are going to charge your credit card one dollar. Basically it is to verify your identity. And we're going to go pull a copy of your credit report. I want to see what is there. It is like a mechanic. I want to look under the hood and see the engine. So I am basically going to be your fingers on the keyboard. I am going to pull the credit report and email it to you. Sound good? Let's go get this done. You get the credit card, I will go to the site and we will go put in your information and pull that credit report. Go through the credit report with them. Line item by line item. Hey I think I can do this, I cant do that, I can do this, alright this looks pretty good. Hey you know, I can get this done. You are going to fit into our standard program. Our standard program is $125 a month and $125 to start. And it is each month for 6 months. Keep in mind in credit repair it is a service not a product. My process and service is going to be different than other companies. This is my specially. I am a credit fixer. This is what I do. It's hard to know when you are buying a service, how hard is this guy going to work for you? How hard is that person going to work for you? What I am hear to tell you the reason you got recommended to me is cause I'm good. I am going to get this done. If you put your time and your trust and your money invested with me, I'm gonna get this done for you. Make sense? Ready to get started? DONT SAY A WORD. I am going to go ahead and send you a link to the contract right now. Let's fill it out right now. Spell your email address for me. We will go over the sign up form together. It is real easy it will take you 2 minutes. We are going to fill out the contract. I am going to grab your credit card information from you. We are going to run it for the $125 and boom you are off and running. I am going to send you some documents in the mail asking you to do a couple of things for me up front. To copy your drivers license your social, have a couple of forms notarized for me. It's a couple things we need for the repair process. And then sit back and let me do my job. I might give you a couple of resources that you can use to get some credit cards because the credit report needs some credit, but other than that let me do my job. That is it you sit back and we will send you reports weekly. You will be able to relax knowing that the negative items are being removed. Ok did you get the email I sent?
 

Pulling the credit report audio   @ycacredit.com

Where to pull the report Privacy Guard , IdentityIQ , or CreditCheck Total  those are my top 3. Or get report form loan officer www.familytreenow.com
Remember to cancel after the fist 7 days so they do not continue to bill you.
May want to consider: We like MyFico because they will already do the analysis for you and you won’t have to figure out why a client score is low.

Save report as pdf and html so you can load it into the software. familytreenow.com to find out the security questions regarding pulling the credit report Hey ???, let me be the fingers on the keyboard, lets go ahead and do this, I am going to do this for you, we are going to email the report to you. So give me the information I am going to fill it in. What is your name? address etc…. Save as a pdf.

Pulling the credit report video. Click Here  1 2 3 From CPU 1 2 3
 

be realistic – you will get more respect and also set up a proper expectation.

Experian format  Equifax format   Transunion format

Pull several reports and save them. You can go over them with Matt.

Getting free credit reports from each bureau.

 

Click here closing the deal audio

Notes on the close explain first work fee price take them to page and help them fill it out.

add close here
I am asking you to put 1% of your trust in me and start this process.  I will earn the other 99%.  I want you to hire me. 
I want to be your employee. Getting credit card
 

http://changingminds.org/disciplines/sales/closing/closing_techniques.htm

 Create a script telling them to go to the link and walk them through it. 
Sign up page    MIL5151, BFF5151 and HOLIDAY5151   online sign up vid  cpu sign up vid

Notepad for payment info

1 Enter Credit Card  Practice
1 yca5151 6TRLycage7775151

Enter Check